Friday, October 29, 2010

I want to buy real estate but...?

Worried if now is the right time to buy, or should you wait? Read more

There is a lot of concern that real estate prices are falling and that one should wait for prices to stabilize before buying a property. Here is our take on the real estate markets.

•The best time to buy is when you can afford it! As a buyer, who does not buy or sell real estate for a living, you will never be fully confident like an expert if now is the right or wrong time to buy. If you are looking for a house for your family to live in, and can afford it, now might be the best time for you to buy. You will never be able to time the markets and buy at the absolute bottom of the real estate cycle!

•There is common perception right now, spread by the mass media, that prices are dropping by 20%-30% across India. It might be true for certain locations, but not for all. Also, this is probably more true of areas that were very overbuilt, like some suburbs of Bangalore, some parts of Mumbai, but this is not true for all markets in India.

•If you are an end user, is it better to wait, or to buy now? Well, that depends upon your time horizon. Chances are that as an end user you will most likely use your home for at least 10 years. So, why bother about short-term price fluctuations right now. Over the long-term, you can reasonably expect your property price to appreciate, so even if you need to buy today at a slight premium, over the next 10 years you will likely still come out with a gain.

Loans & Property Curry


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Tuesday, October 26, 2010

The World's First Glass Temple In Malaysia

      World's First Glass Temple in Malaysia ..
      Malaysia’s 1st glass temple, the Arulmigu Sri Raja Kaliamman Temple , located in Jalan Tebrau, Johor Baru, is set to become a major tourist attraction apart from being used by Hindu devotees.

      The Star quoted temple chairman S. Sinnathamby as saying that 95 per cent of the temple’s walls, ceiling, domes and pillars have been adorned with over a million pieces of colourful glass imported from Thailand , Japan and Belgium .

      The total cost of the temple is approximately three million ringgits.

      Sinnathamby added that the glass pieces were carefully put together by nine Myanmar workers, and motifs and symbols like the Swastika, Namam and Sri Chakra were created from the glass pieces in seven colours.

      The temple was built on land awarded by the Sultan of Johor in 1922, and it was renovated for the first time in 1996.

      Sinnathamby said he first visualised the glass temple his Thailand visit, and funds for the construction were raised through community programmes and public donations.

      The air-conditioned temple can accommodate about 1,500 devotees.

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